Language is the tool of learning through teachings, discourses, debates and dialogues. It leads people to a meeting point, the common ground from which agreements are generated, and conflicts are avoided and resolved. It is through language that societies find the paths to tolerance. Language develop critical thinking, greater awareness of the influences of thought and behavior.

Language leads to enlightenment and realization of soul. Remaining vigilant to the power of language will ensure that our actions are informed and our beliefs are genuine. No wonder then why Indian scriptures hold the faculty of speech in great esteem. People invoke the grace of the goddess of speech, Saraswati, in order to be able to speak beautifully, sweetly, eloquently, kindly and lovingly. It is believed that she is the divine power that flows through syllables. She is also the embodiment of goodness. In fact, we always see her in pictures wearing a white garment, the garment of light, purity and goodness. She is the embodiment of knowledge and the inspirer of wisdom. Words endowed with her blessings create beauty in the hearts of speakers as well as listeners. With her grace speech is uplifting, opens the heart and warms the soul, brings people together and draws them closure to the self. Language is truly divine and it can bring us closure to God, can give us the experience of God’s bounty that allows us to live in this beautiful universe.

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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