JOB SATISFACTION LEVEL OF TEACHERS: RESULTS AND DISCUSSION(2)

Table 2 shows the factor loading on the various statements. It was discernible from the table that the most important factor as perceived by ReT teachers was Biased Government Policy- with the factor mean score of 3.6076 and the attributes named Government say one thing and do another, Government play favorites , Inadequate support from the government and Government provides limited growth opportunities with factor loading equal to 0.812, 0.728, 0.544 and 0.493 respectively indicating the insecurity level of ReT teachers due to prejudiced strategy of the state government towards ReT teachers. The second most important factor as perceived by ReT teachers was Timely Orientation and Training programme with the factor mean score of 3.373 and the attributes named Government say one thing and do another, Government play favorites , Inadequate support from the government and Government provides limited growth opportunities with factor loading equal to 0.812, 0.728, 0.544 and 0.493 respectively indicating the insecurity level of ReT teachers due to prejudiced strategy of the state government towards ReT teachers.

The third most important factor as perceived by ReT teachers was Inadequate Income and Fringe Benefits with factor mean score of 3.21175 and attributes named Limited benefits in my job demotivate me from doing my best, My salary is not fair for my responsibilities, Conditional and Scarce benefits exist in my job and High or low income doesn’t influence me with factor loading equal to 0.801, 0.781, 0.544 and 0.493 respectively.

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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